When a small business owner invests in commercial insurance, it is with the expectation that coverage will protect against unexpected financial burdens—like lawsuits, property damage and business interruption. Unfortunately, insurers do not always honor their...
Insurance Law
3 common bad-faith tactics used by insurance companies
When you file an insurance claim, you expect fair treatment by your insurer and prompt resolution of your claim. Unfortunately, it’s not always the case. You may encounter challenges when seeking compensation or settling your claim, which can be frustrating....
Business interruption claims: How is lost income calculated?
Expecting the unexpected is a key part of owning a business. In Florida, events like hurricanes and mandatory evacuations can force businesses to close temporarily. For some, this can mean losing thousands in daily revenue or needing to lay off valued employees in...
Can you object to an insurer’s settlement offer?
After you file an insurance claim, your insurer will typically conduct investigations and present you with a settlement offer to cover your damages. However, the offer may not always meet your expectations or fully compensate you for the losses you incurred. In such...
How Florida’s Insurer Accountability Act benefits those making claims
The Insurer Accountability Act, recently enacted in Florida, marks a significant step toward ensuring fairness and transparency in the insurance sector. This legislation aims to protect policyholders by holding insurers to higher standards of accountability and...
Can you appeal your homeowner’s insurance claim denial?
You get homeowner’s insurance for a specific reason. If something damages your home, property or belongings, the insurance company is supposed to help compensate you for that loss. Therefore, it can be incredibly frustrating when they deny your claim. Now, what are...
Recovering the diminished value of your damaged vehicle
When a vehicle gets into an accident, insurance may be able to pay for its repairs. But even if an auto repair shop manages to restore the damaged vehicle to as close as its pre-collision state, the car’s resale value drops the moment it took damage. Fortunately for...
Does your homeowner’s insurance cover flooding?
If you live in Florida, you know that the climate is mostly great. However, you still have to take the good with the bad, and that means dealing with occasional storms, hurricanes and floods. That’s what homeowner’s insurance is for, right? Well, not exactly. If you...
When your insurance won’t cover your medical malpractice lawsuit
Medical malpractice insurance can be a lifesaver for physicians accused of malpractice. However, getting your insurance company to cover a claim can sometimes be challenging. In this blog post, we will discuss why your insurance company might refuse to cover your...
Is a lowball settlement offer a kind of bad faith insurance?
Insurance companies charge you money for protection against unforeseeable issues like car crashes or a tree falling on your home during a severe storm. The company calculates how much to charge you based on your risk and claim history, as well as your credit and other...

