Providing Answers To Common Third-Party Bad Faith Claim Questions
In Florida, there are many rules and requirements for bringing third-party bad faith claims against insurers. Missteps could jeopardize your ability to get the relief you need. At VAKA Law Group, we are committed to providing individuals and small businesses with the information and guidance they need to pursue their goals in Florida bad faith claims. Our attorneys are ready to bring insights and knowledge honed by decades of combined experience to your case. Below are answers to some common questions regarding third-party bad faith claims in Florida.
What is a third-party claim?
Here in Florida, such a claim alleges an insurer acted in bad faith toward the policyholder in handling a claim brought by a third party, exposing the policyholder to an award exceeding the limits of the insurance policy. This can involve failures such as refusing to reach a reasonable settlement.
What types of insurance policies do third-party claims typically regard?
These claims arise in connection with liability policies. Common examples include commercial liability policies, auto accident liability policies and injury liability provisions of homeowner policies.
Who can pursue a third-party bad faith claim?
In Florida, such claims can be brought by anyone damaged by the alleged bad faith conduct. This could include the policyholder or the third party who made the underlying insurance claim.
What is the 90-day rule?
This is a special rule in Florida related to third-party bad faith lawsuits connected to liability policies. Under it, an insurer is generally immune from such lawsuits for an insurance claim in which it tenders payment either in the amount requested by the third party or at the policy limit within 90 days of the claim.
What challenges can arise when making third-party bad faith claims?
Third-party bad faith claims are complex, and many difficulties can arise when pursuing them. These include:
- Issues related to the 90-day rule
- Challenges locating evidence showing proof of bad faith
- Claims by the insurer that their conduct was just negligent, not in bad faith
When facing such challenges, having dependable and knowledgeable legal support is crucial. Our firm’s insightful and strategic approach puts us in a strong position to help with third-party bad faith claims.
Contact Our Insurance Bad Faith Lawyers Today
Turn to us when you need trusted answers and guidance related to third-party bad faith claims. Reach out now by calling 813-549-1799 or emailing us.