Understanding home insurance can be puzzling for many homeowners. One common concern is figuring out the difference between replacement cost and actual cash value coverage. It is more than just paperwork because it can greatly affect your finances when you need to...
Insurance Law
When can someone utilize business interruption insurance?
There are so many moving parts in a successful business organization that it is frankly impossible for even the most competent and experienced professional to appropriately address them all. Many entrepreneurs and executives invest in multiple kinds of outside help,...
Do I really need uninsured/underinsured auto insurance?
If there is one thing that we can all agree on these days, it is that car wrecks not only wreck your car, but also your day. And, your day becomes even worse if you find out the person that hit you does not have insurance or, if you later find out, that they do not...
Recovering the diminished value of your damaged vehicle
When a vehicle gets into an accident, insurance may be able to pay for its repairs. But even if an auto repair shop manages to restore the damaged vehicle to as close as its pre-collision state, the car’s resale value drops the moment it took damage. Fortunately for...
What are the common signs of insurance provider fraud?
Insurance could help protect yourself, your home and your family. It has played a crucial role in making financial security accessible to more people. However, specific individuals might take advantage of this demand to advance their selfish interests. Unfortunately,...
Impact of weather-related damages to a homeowner’s insurance
Living in Florida, homeowners are familiar with the potential damage that severe weather conditions can cause. The state regularly experiences storms, hurricanes and floods, which can cause significant property damage. Residents of the city of Tampa are no exception....
Can business interruption insurance cover virus-related losses?
While the COVID-19 pandemic was a genuine global health risk, it was also an unprecedented economic disaster. At the height of the pandemic, governments worldwide enacted shutdowns to prevent the spread of the virus. While they helped, the measures also hurt...
Does your homeowner’s insurance cover flooding?
If you live in Florida, you know that the climate is mostly great. However, you still have to take the good with the bad, and that means dealing with occasional storms, hurricanes and floods. That’s what homeowner’s insurance is for, right? Well, not exactly. If you...
What should I know when choosing a medical malpractice insurance provider?
Physicians spend decades preparing to practice their specialty. Unfortunately, the likelihood of a need to defend against allegations of medical malpractice at some point in one’s career are high. As such, doctors are wise to choose a medical malpractice insurance...
What condo owners should know about their Hurricane Ian insurance damages claims
In the aftermath of Hurricane Ian, property owners all across Florida will need to assess the impact of the recent storm. Insurance claims will likely follow a discovery of significant damage to your home. Concerns about stress on the Florida insurance system and...