After a car crash or a severe storm, getting an insurance settlement offer might feel like a step forward. However, if it arrives quickly and the amount seems too low, it is worth asking why and whether it fully covers your losses. Pressure and urgency may push you...
When a small business owner invests in commercial insurance, it is with the expectation that coverage will protect against unexpected financial burdens—like lawsuits, property damage and business interruption. Unfortunately, insurers do not always honor their...
Dealing with an insurance company after an accident or injury can feel like a game of chess - except they’ve been playing for years, and you’re just getting started. It can be frustrating and stressful, but knowing what to expect can help you stay in control and push...
When you file an insurance claim, you expect fair treatment by your insurer and prompt resolution of your claim. Unfortunately, it’s not always the case. You may encounter challenges when seeking compensation or settling your claim, which can be frustrating....
Expecting the unexpected is a key part of owning a business. In Florida, events like hurricanes and mandatory evacuations can force businesses to close temporarily. For some, this can mean losing thousands in daily revenue or needing to lay off valued employees in...
People rely on insurance when something unexpected goes drastically wrong. Homeowner's insurance, for example, helps pay for expenses after substantial damage to a residence caused by inclement weather or criminal activity. People often don't have enough money set...
After you file an insurance claim, your insurer will typically conduct investigations and present you with a settlement offer to cover your damages. However, the offer may not always meet your expectations or fully compensate you for the losses you incurred. In such...
The Insurer Accountability Act, recently enacted in Florida, marks a significant step toward ensuring fairness and transparency in the insurance sector. This legislation aims to protect policyholders by holding insurers to higher standards of accountability and...
You get homeowner’s insurance for a specific reason. If something damages your home, property or belongings, the insurance company is supposed to help compensate you for that loss. Therefore, it can be incredibly frustrating when they deny your claim. Now, what are...
Understanding home insurance can be puzzling for many homeowners. One common concern is figuring out the difference between replacement cost and actual cash value coverage. It is more than just paperwork because it can greatly affect your finances when you need to...